Welcome Employees of NY School Districts

  

    RetirementSOLUTIONS      RetirementSOLUTIONS PREMIER

 

 

 

  

Over 1700 mutual funds from more than 50 fund families    

Traditional A, B, C share-class pricing, or a fee-based account

 

ProFlex Annuity                     Guaranteed Fixed Rate Annuity Option

 

  

No up-front sales charge, and the Principle is guaranteed

Plus current and minimum interest guarantees

 

"This site is not intended to be a solicitation, offer or sale of securities products or investment advisory services to non-US residents. Lincoln Investment Planning, Inc. is registered as an investment advisor with the U.S. Securities and Exchange Commission and as a broker dealer in all fifty states."  This site has been prepared solely for information purposes and is not an offer to buy or sell any security or to participate in any particular investment strategy.  Lincoln Investment Planning, Inc. and its Financial Representatives may only transact business in a particular state if first registered and only after complying with registration requirements. 

 

Fixed for Life

More than 40% of Americans ages 36 and older are at risk of running out of money in retirement, according to a retirement readiness study. In fact, almost one-third of people with upper-middle incomes and 13% with high incomes may not be able to pay for basic retirement expenses and uninsured health-care costs after two decades in retirement.

Growth, Value, or Both

The average annual return for large-cap value stocks was about 2.1% higher than for large-cap growth stocks, yet growth stocks outperformed value stocks in 13 out of 30 years. This article examines the difference between the two approaches and describes why holding both may help investors take advantage of a variety of market conditions.

HOT TOPIC: Are Housing Troubles Standing in the Way of Growth?

In the wake of past recessions, the housing industry provided a meaningful economic boost. This time around, the pace of the recovery has been more sluggish than expected, and ongoing weakness in the housing sector may be to blame.

HOT TOPIC: European News Causes Market Mood Swings

In recent weeks, the yields on Italian bonds spiked to more than 7%, suggesting the sovereign debt crisis was spreading to a much larger economy and eluding the European Union’s efforts to contain it. The U.S. stock and bond markets have responded to the headlines coming out of Europe. This article explores the role of political risk in U.S. financial market volatility.

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