Newsletters

May

• Social Security Spousal Benefits

  This article offers an overview of spousal benefits, which could make a big difference in funding retirement for a married couple.

April

• Working While Receiving Social Security Benefits

  Do you understand the Social Security retirement earnings test and how it may affect your current and future Social Security benefits?

March

• Key Retirement and Tax Numbers for 2021

  IRS cost-of-living adjustments affect retirement plan contribution limits and certain tax considerations. Explore these 2021 adjustments.

• Are Value Stocks Poised for a Comeback?

  Do you know the differences between growth and value stocks? Find out why value stocks may hold appeal during the economic recovery.

February

• When You Can’t Speak for Yourself

  Discover how a living will and durable powers of attorney for health care and finances can help ensure your wishes are carried out.

January

• HOT TOPIC: Revisiting the 4% Rule

  For years, the “4% rule” helped retirees make their savings last, but now a more aggressive withdrawal strategy might be the new norm.

December

• Should You Pay Off Student Loans Early or Save More for Retirement?

  Wondering whether you should pay off student loan debt today or save for the future? Here are some considerations to help make the decision.

November

• Five Investment Tasks to Tackle by Year-End

  2020 market turbulence underscores the importance of reviewing an investment portfolio. These five steps could help keep it on track.

October

• Business Cycle Basics: Recessions Begin and End Before We Know It

  This article discusses how economists identify and measure economic contractions and compares some characteristics of past recessions.

August

• Consider a Roth Conversion for Tax-Free Income

  Lower tax rates and asset values may make now the time to consider a Roth conversion. This article outlines the rules and potential benefits.

July

• Four Questions on the Roth Five-Year Rule

  This article provides an overview of two versions of the Roth five-year rule and how they apply to various situations.

June

• Will vs. Trust: Know the Difference

  Wills and trusts can each help in the distribution of assets at death. This article points out important differences between the two.