Newsletters

October

• HOT TOPIC: Election 2020: Uncertainty Creates Potential for Market Swings

  A shift in the balance of power can strongly affect economic policies. View the presidential candidates’ tax proposals and other monetary policy positions.

• Return of Premium Life Insurance: Protection and Cash Back

  This article provides an overview of the pros and cons of a type of term policy – return of premium life insurance.

• Accumulating Funds for Short-Term Goals

  Saving for short-term goals can require a conservative approach. This article explores some guidelines and potential investment vehicles.

• Investing in UITs

  A Unit Investment Trust is structured differently than a mutual fund or ETF. Could its unique features help you ladder your investments?

• Business Cycle Basics: Recessions Begin and End Before We Know It

  This article discusses how economists identify and measure economic contractions and compares some characteristics of past recessions.

• Insurance to Help Protect Your Business from Lawsuits

  Some businesses are exposed to risks that may call for a specialized type of liability policy. Does your business have appropriate coverage?

September

• HOT TOPIC: The Bull Is Back... Will It Keep Charging?

  The S&P 500 index recently saw the fastest recovery in its history following the COVID-19 bear market, but will the surge continue?

• Survivor Benefits Provide a Financial Lifeline

  Decisions made when claiming Social Security retirement benefits can make a big difference in spousal and other dependents’ survivor benefits.

• Consider Market Caps for Diversification

  2020’s market volatility combined with holding stock in different-sized companies might help you diversify your equity portfolio at a discount.

July

• Four Questions on the Roth Five-Year Rule

  This article provides an overview of two versions of the Roth five-year rule and how they apply to various situations.

June

• Will vs. Trust: Know the Difference

  Wills and trusts can each help in the distribution of assets at death. This article points out important differences between the two.

May

• Keeping Cool: Investment Strategy vs. Reaction

  This article offers ideas to help investors focus on strategic decisions rather than react emotionally to the latest market news or movements.

March

• Stay-at-Home Spouse? Consider a Spousal IRA

  Stay-at-home spouses can fall behind in saving for retirement. This article explains how a spousal IRA can help keep retirement savings on track.

February

• Retirement Savings: Traditional, Roth, or Both?

  How does a traditional or Roth structure affect your IRA or employer-sponsored retirement plan? And what do their differences mean for older workers?

December

• What’s Required of the Executor of an Estate?

  Being named the executor of an estate can be an honor, but this overview shows why it can also be a difficult and time-consuming job.